Appendix G: HP-80 Calculation Formulas
If n > 182.5
where j = 1 – fractional part of  n  
 
 182.5 
(fractional part means that part to the right of the decimal point)

Accumulated Interest

Interest paid between payment j to payment k
Remaining balance to be paid at payment k (k = 1, 2, 3, ... )

Rebate (Rule of 78’s)

PV = finance charge
Ik = interest charged at month k

Sum of Digits Depreciation

Dk = depreciation at k (k = 1, 2, 3, ...)
BVk = book value at k

Percentage

76