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HP 12C programming



#3

Do you happen to have a copy of the many steps it takes to program an HP 12C so that I can figure out a rate factor, using a discount rate, term, points, advances, etc? i.e., 36 (term in months)store 0, 2 (advance payments) store 1, 1.04 (4 points gross profit)store 2, 0 (end of lease residual)store 3, 10% (our cost of funds/yield)store 4, hit the R/S button, it calculates and I get a rate factor? I must have misplaced my instructions when I moved my office down the hall. Help!


#4

Hi, you need the 27 liner from pages 174/175 of the manual, except that your inputs for reg 2 and 4 need swapping:
36 sto 0, 10 enter 12 / sto 1, 1.04 sto 2, 0 sto 3, 2 sto 4, r/s
gives .003301 as the monthly payment factor. If that is the answer you want then the above prog does the job. Cheers, Tony

I found it on my palmtop - ignore the comments. Hope this works.

PMT for lease with residual
48 STO 0
15 ENTER 12 / STO 1 1.25
22000 STO 2
30 % STO 3 6600 (SHOULD be shown in example)
4 STO 4
R/S 487.29


Keystrokes |Display | Comments
[f][P/R] | |
[f]CLEAR[PRGM] |00- |
[g][END] |01- 43 8 |
[f]CLEAR[FIN] |02- 42 34 |
[RCL]0 |03- 45 0 |
[n] |04- 11 | full term
[RCL]1 |05- 45 1 |
[i] |06- 12 |
[RCL]3 |07- 45 3 | residual
[FV] |08- 15 |
[PV] |09- 13 | - pv of residual
[RCL]2 |10- 45 2 |
[+] |11- 40 |
[STO]5 |12- 44 5 | Loan-pv resid
0 |13- 0 |
[FV] |14- 15 |
[RCL][n] |15- 45 11 |
[RCL]4 |16- 45 4 |
[-] |17- 30 |
[n] |18- 11 |
1 |19- 1 |
[CHS] |20- 16 |
[PMT] |21- 14 |
[PV] |22- 13 | pv for pmt of 1
[RCL]4 |23- 45 4 | #pmt in adv
[+] |24- 40 |
[RCL]5 |25- 45 5 | could just be /
[x<>y] |26- 34 | r5 not needed really
[/] |27- 10 |
[f][P/R] | |



Edited: 27 Sept 2006, 5:00 p.m.


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